If you feel that your family qualifies to apply to become a Habitat Partner Family, you can begin the application process today! The following is what you can expect through the application process:
1.) RSVP for a homeownership orientation.
2.) Attend a homeownership orientation. Applications can only be obtained at orientation meetings.
3.) Family Selection Committee does an initial review of application based on income and credit requirements. Families who do not fall within income and/or credit guidelines are notified by mail.
4.) Families that do fall within income and/or credit guidelines will have a home visit scheduled. The home visit is used as a time to meet the family and assess the current residence.
5.) Based on selection criteria and information gained during the home visit, the Family Selection Committee decides which families should meet with the full committee at the SDHFH office. After meetings between families and committee occur, the committee scores each family on objective criteria and recommends families (based on score) to the SDHFH Board of Directors for final approval.
6.) The
Board of Directors makes the final decision on the placement of families.
7.) Families that are approved by the Board of Directors will sign the "Sweat Equity Agreement" and then can begin working on their "sweat equity" hours in order to meet the requirement by the time of closing.
8.) Thirty days before the closing of title and signing of escrow documents, SDHFH shall review each family's status: documented "sweat equity hours," and current copies of their credit and income documents to verify that they still qualify for the home.
9.) San Diego Habitat for Humanity staff will work with families to ensure they understand the legal documents they sign that describe San Diego Habitat for Humanity's "first right of refusal" to repurchase the home at an affordable sales price with an equity sharing formula and prohibit families from refinancing or selling the home on the open market.