All applicants to become Habitat Partner Families must meet the following three basic criteria:
Need for Improved Housing
Families must show that they have a current need for improved housing. A family's need for shelter can be determined by many factors such as lack of space, overcrowded housing, rental costs that are over 50% of a family's monthly income, unsafe living conditions, dangerous environment, problems with major utilities or other general structural problems.
Willingness to Partner
Purchasing a home through SDHFH requires a commitment of time and energy. SDHFH strives to select families who will be active participants in the construction process and positive representatives of San Diego Habitat in the community. "Sweat equity" is the family's contribution of labor in the construction of their future. All selected families are required to complete 250 sweat equity hours per adult homeowner in order to move into their new home. These hours can be completed by the family working on their own home, working on the construction sites of other homes, working at the Habitat ReStore, or other San Diego Habitat or Humanity projects.
Ability to Pay
A family must have a steady source of income and they must demonstrate financial responsibility. Family income must fall within established SDHFH income guidelines for the past three years.
SDHFH Qualification Guidelines:
|
Family Size
|
Gross Minimum Yearly Income
|
Gross Maximum Yearly Income
|
| 1 |
$22,000
|
$44,000
|
|
2
|
$25,100
|
$50,250
|
|
3
|
$28,250
|
$56,550
|
|
4
|
$31,400
|
$62,800
|
|
5
|
$33,900
|
$67,850
|
|
6
|
$36,400
|
$72,850
|
|
7
|
$38,950
|
$77,900
|
|
8
|
$41,450
|
$82,900
|
|