Qualification Guidelines

All applicants to become Habitat Homeowners must meet the following three basic criteria*:

 

Demonstrated Need for Improved Housing

Potential homeowners must show that they have a current need for improved housing. A need for shelter can be determined by many factors such as lack of space, overcrowded housing, rental costs that are over 50% of a family's monthly income, unsafe living conditions, dangerous environment, problems with major utilities or other general structural problems.

Willingness to Partner

Purchasing a home through Habitat requires a commitment of time and energy. Habitat strives to select homeowners who will be active participants in the construction process and positive representatives of Habitat in the community. "Sweat equity" is the future homeowner's contribution of labor in the construction of their home. All selected future homeowners are required to complete 250 sweat equity hours per adult in order to move into their new home. These hours can be completed by the family working on their own home, working on the construction sites of other homes, working at the Habitat ReStore, or other San Diego Habitat for Humanity projects.

Ability to Pay

A future homeowner must have a steady source of income and they must demonstrate financial responsibility. Family income must fall within established Habitat income guidelines for the past three years.

 

Family Size

Gross Minimum Yearly Income

Gross Maximum Yearly Income

1

$29,750

$47,600

2

$34,000

$54,400

3

$38,250

$61,200

4

$42,500

$68,000

5

$45,900

$73,450

6

$49,300

$78,900

7

$52,700

$84,350

8

$56,100

$89,800


*all potential Habitat homeowners must currently live in San Diego County.